Bridging the Gap to Homeownership
Saving for a down payment can be one of the biggest barriers to buying a home—but it doesn’t have to be. At Equity Partners USA, our Down Payment Assistance programs are designed to help qualified buyers access grants, forgivable loans, or deferred-payment second mortgages that make homeownership more attainable.
Little or No Money Down Options
Our DPA programs offer financial support that can significantly reduce or eliminate your upfront costs. Whether you qualify for federal, state, or local assistance, our team will match you with the right program based on your income, location, and homebuying goals.
Ideal for First-Time & Low-to-Moderate Income Buyers
These programs are especially beneficial for first-time homebuyers or those with steady income but limited savings. We help you navigate the eligibility requirements and ensure you receive all the support you qualify for—because owning a home shouldn’t feel out of reach.
Experience the Equity Partners USA Advantage
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Access to over a dozen loan programs to fit every borrower profile
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Solutions for self-employed, investors, and non-traditional income earners
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Dedicated support from application to closing—no guesswork, just clarity
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Competitive interest rates with low fees and flexible qualification terms
Expert Guidance Through Every Step
Understanding how to access down payment assistance can be overwhelming. That’s where we come in. Our experienced team will walk you through every option, gather the required documentation, and coordinate with lenders and assistance providers to make your journey to homeownership smooth and successful.
Why Choose Equity Partners USA
At Equity Partners USA, we’re more than just a mortgage company—we’re your dedicated financial partner. We understand that securing a home loan is one of the most important financial decisions you’ll make, and our mission is to make that experience as simple, transparent, and rewarding as possible. With a diverse range of loan programs, industry expertise, and a client-first approach, we provide personalized lending solutions that align with your goals.
We are known for
Personalized loan solutions tailored to each client’s financial profile
Exceptional service and hands-on guidance from start to finish
Fast, efficient processing with transparent communication
Flexible programs for self-employed, first-time buyers, and investors
"FAQs"
We offer a wide range of loan programs including Conventional, FHA, VA, USDA, Jumbo, DSCR, ITIN, Bank Statement, 1099, Profit & Loss, HELOC/HELOAN, and Fix & Flip loans. Whether you’re a first-time buyer, investor, or self-employed borrower, we have solutions tailored to your needs.
Our mortgage experts take the time to understand your financial goals, credit profile, and income situation. Based on that, we recommend the most suitable loan options and walk you through each step of the process with full transparency.
The required documents may vary by loan type, but generally include proof of income (W-2s, pay stubs, bank statements, or 1099s), tax returns, credit history, and identification. For self-employed borrowers, we may request business financials or a profit and loss statement.
Most of our loans close within 21 to 30 days, depending on the complexity of the file and how quickly we receive your documentation. We prioritize a smooth, timely closing and keep you informed throughout the entire process.
Yes! We specialize in helping self-employed borrowers and those with alternative income sources. We offer programs like Bank Statement Loans, 1099 Loans, and Profit & Loss qualifying options to make homeownership accessible—even without traditional pay stubs.
Built Around Your Goals, Backed by Expertise
At Equity Partners USA, we don’t believe in one-size-fits-all lending. Every loan we structure is thoughtfully crafted to match your goals, lifestyle, and financial strategy. Whether you’re buying your first home, growing your investment portfolio, or refinancing for better terms, our expert team is here to guide you with clarity, precision, and care.
