Turn Equity Into Opportunity
A Cash-Out Refinance allows you to replace your current mortgage with a new, larger one—and pocket the difference in cash. If you’ve built up home equity, you can use that value to fund renovations, pay off debt, invest, or meet other major expenses. At Equity Partners USA, we make it easy to access your equity with clarity and confidence.
Upgrade, Consolidate, or Invest
With a lump sum of cash in hand, the possibilities are powerful. Whether you’re upgrading your kitchen, consolidating high-interest credit cards, or making a down payment on an investment property, a Cash-Out Refinance can help you leverage your home’s value for real financial progress.
Keep One Mortgage, Maximize Impact
Unlike personal loans or second mortgages, a Cash-Out Refinance keeps everything under one payment and often provides better interest rates. By combining your refinance and equity access into a single mortgage, you simplify your finances and potentially save on long-term interest.
Experience the Equity Partners USA Advantage
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Access to over a dozen loan programs to fit every borrower profile
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Solutions for self-employed, investors, and non-traditional income earners
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Dedicated support from application to closing—no guesswork, just clarity
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Competitive interest rates with low fees and flexible qualification terms
Your Equity, Your Control
You’ve earned the equity—now make it work for you. Our mortgage specialists assess your eligibility, walk you through the numbers, and help you determine how much cash you can access without compromising your homeownership goals.
Why Choose Equity Partners USA
At Equity Partners USA, we’re more than just a mortgage company—we’re your dedicated financial partner. We understand that securing a home loan is one of the most important financial decisions you’ll make, and our mission is to make that experience as simple, transparent, and rewarding as possible. With a diverse range of loan programs, industry expertise, and a client-first approach, we provide personalized lending solutions that align with your goals.
We are known for
Personalized loan solutions tailored to each client’s financial profile
Exceptional service and hands-on guidance from start to finish
Fast, efficient processing with transparent communication
Flexible programs for self-employed, first-time buyers, and investors
"FAQs"
We offer a wide range of loan programs including Conventional, FHA, VA, USDA, Jumbo, DSCR, ITIN, Bank Statement, 1099, Profit & Loss, HELOC/HELOAN, and Fix & Flip loans. Whether you’re a first-time buyer, investor, or self-employed borrower, we have solutions tailored to your needs.
Our mortgage experts take the time to understand your financial goals, credit profile, and income situation. Based on that, we recommend the most suitable loan options and walk you through each step of the process with full transparency.
The required documents may vary by loan type, but generally include proof of income (W-2s, pay stubs, bank statements, or 1099s), tax returns, credit history, and identification. For self-employed borrowers, we may request business financials or a profit and loss statement.
Most of our loans close within 21 to 30 days, depending on the complexity of the file and how quickly we receive your documentation. We prioritize a smooth, timely closing and keep you informed throughout the entire process.
Yes! We specialize in helping self-employed borrowers and those with alternative income sources. We offer programs like Bank Statement Loans, 1099 Loans, and Profit & Loss qualifying options to make homeownership accessible—even without traditional pay stubs.
Built Around Your Goals, Backed by Expertise
At Equity Partners USA, we don’t believe in one-size-fits-all lending. Every loan we structure is thoughtfully crafted to match your goals, lifestyle, and financial strategy. Whether you’re buying your first home, growing your investment portfolio, or refinancing for better terms, our expert team is here to guide you with clarity, precision, and care.
