Unlock the Power of Your Home’s Equity
Your home is more than just a place to live—it’s an asset. A HELOC or HELOAN allows you to tap into your home’s equity to access the funds you need for renovations, education expenses, debt consolidation, or major purchases. At Equity Partners USA, we help you turn built-up equity into flexible, cost-effective financial solutions.
HELOC: Flexible Access When You Need It
A Home Equity Line of Credit works much like a credit card—giving you revolving access to funds up to a pre-approved limit. You can borrow what you need, when you need it, and pay interest only on what you use. Ideal for ongoing projects or unpredictable expenses, a HELOC provides control and convenience.
HELOAN: One-Time Lump Sum with Fixed Terms
Prefer the stability of predictable payments? A HELOAN offers a lump sum disbursed at closing with fixed interest rates and monthly payments. It’s a smart choice for one-time expenses like medical bills, large renovations, or investment opportunities. We tailor loan terms to meet your goals and budget.
Experience the Equity Partners USA Advantage
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Access to over a dozen loan programs to fit every borrower profile
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Solutions for self-employed, investors, and non-traditional income earners
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Dedicated support from application to closing—no guesswork, just clarity
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Competitive interest rates with low fees and flexible qualification terms
Low Rates, Smart Lending
Compared to credit cards or personal loans, HELOCs and HELOANs often come with significantly lower interest rates because they’re secured by your home. At Equity Partners USA, we provide competitive rates and guide you through every step to ensure you maximize your financial advantage without unnecessary risk.
Why Choose Equity Partners USA
At Equity Partners USA, we’re more than just a mortgage company—we’re your dedicated financial partner. We understand that securing a home loan is one of the most important financial decisions you’ll make, and our mission is to make that experience as simple, transparent, and rewarding as possible. With a diverse range of loan programs, industry expertise, and a client-first approach, we provide personalized lending solutions that align with your goals.
We are known for
Personalized loan solutions tailored to each client’s financial profile
Exceptional service and hands-on guidance from start to finish
Fast, efficient processing with transparent communication
Flexible programs for self-employed, first-time buyers, and investors
"FAQs"
We offer a wide range of loan programs including Conventional, FHA, VA, USDA, Jumbo, DSCR, ITIN, Bank Statement, 1099, Profit & Loss, HELOC/HELOAN, and Fix & Flip loans. Whether you’re a first-time buyer, investor, or self-employed borrower, we have solutions tailored to your needs.
Our mortgage experts take the time to understand your financial goals, credit profile, and income situation. Based on that, we recommend the most suitable loan options and walk you through each step of the process with full transparency.
The required documents may vary by loan type, but generally include proof of income (W-2s, pay stubs, bank statements, or 1099s), tax returns, credit history, and identification. For self-employed borrowers, we may request business financials or a profit and loss statement.
Most of our loans close within 21 to 30 days, depending on the complexity of the file and how quickly we receive your documentation. We prioritize a smooth, timely closing and keep you informed throughout the entire process.
Yes! We specialize in helping self-employed borrowers and those with alternative income sources. We offer programs like Bank Statement Loans, 1099 Loans, and Profit & Loss qualifying options to make homeownership accessible—even without traditional pay stubs.
Built Around Your Goals, Backed by Expertise
At Equity Partners USA, we don’t believe in one-size-fits-all lending. Every loan we structure is thoughtfully crafted to match your goals, lifestyle, and financial strategy. Whether you’re buying your first home, growing your investment portfolio, or refinancing for better terms, our expert team is here to guide you with clarity, precision, and care.
