Affordable Homeownership Made Possible
FHA Loans, insured by the Federal Housing Administration, are designed to make homeownership accessible to more people—especially first-time buyers and those with less-than-perfect credit. At Equity Partners USA, we help you take advantage of this powerful program with low down payments, flexible credit requirements, and expert guidance from start to finish.
Lower Credit? No Problem
One of the major benefits of an FHA loan is its leniency on credit scores. With scores as low as 580 (or even lower in some cases), you may still qualify. We specialize in helping credit-challenged buyers navigate the process with confidence and clarity—because we believe your past shouldn’t define your future.
Down Payments as Low as 3.5%
FHA Loans require as little as 3.5% down, making them a great option if you’re short on upfront funds. Whether you’re buying your first home or a new place for your growing family, Equity Partners USA helps you turn a modest investment into a major milestone.
Experience the Equity Partners USA Advantage
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Access to over a dozen loan programs to fit every borrower profile
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Solutions for self-employed, investors, and non-traditional income earners
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Dedicated support from application to closing—no guesswork, just clarity
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Competitive interest rates with low fees and flexible qualification terms
Ideal for First-Time and Repeat Buyers
While FHA Loans are often associated with first-time buyers, they’re also a fantastic solution for repeat homeowners looking for affordable financing. We ensure every borrower understands their options and is equipped with a loan that fits their financial goals—whether it’s your first home or your forever home.
Why Choose Equity Partners USA
At Equity Partners USA, we’re more than just a mortgage company—we’re your dedicated financial partner. We understand that securing a home loan is one of the most important financial decisions you’ll make, and our mission is to make that experience as simple, transparent, and rewarding as possible. With a diverse range of loan programs, industry expertise, and a client-first approach, we provide personalized lending solutions that align with your goals.
We are known for
Personalized loan solutions tailored to each client’s financial profile
Exceptional service and hands-on guidance from start to finish
Fast, efficient processing with transparent communication
Flexible programs for self-employed, first-time buyers, and investors
"FAQs"
We offer a wide range of loan programs including Conventional, FHA, VA, USDA, Jumbo, DSCR, ITIN, Bank Statement, 1099, Profit & Loss, HELOC/HELOAN, and Fix & Flip loans. Whether you’re a first-time buyer, investor, or self-employed borrower, we have solutions tailored to your needs.
Our mortgage experts take the time to understand your financial goals, credit profile, and income situation. Based on that, we recommend the most suitable loan options and walk you through each step of the process with full transparency.
The required documents may vary by loan type, but generally include proof of income (W-2s, pay stubs, bank statements, or 1099s), tax returns, credit history, and identification. For self-employed borrowers, we may request business financials or a profit and loss statement.
Most of our loans close within 21 to 30 days, depending on the complexity of the file and how quickly we receive your documentation. We prioritize a smooth, timely closing and keep you informed throughout the entire process.
Yes! We specialize in helping self-employed borrowers and those with alternative income sources. We offer programs like Bank Statement Loans, 1099 Loans, and Profit & Loss qualifying options to make homeownership accessible—even without traditional pay stubs.
Built Around Your Goals, Backed by Expertise
At Equity Partners USA, we don’t believe in one-size-fits-all lending. Every loan we structure is thoughtfully crafted to match your goals, lifestyle, and financial strategy. Whether you’re buying your first home, growing your investment portfolio, or refinancing for better terms, our expert team is here to guide you with clarity, precision, and care.
