Built to Serve Those Who Served
VA Loans are an exclusive benefit for eligible veterans, active-duty service members, and qualifying military spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer zero down payment, no private mortgage insurance (PMI), and competitive interest rates. At Equity Partners USA, we proudly help those who served our country become homeowners with honor and ease.
No Down Payment, No PMI
With a VA Loan, qualified borrowers can purchase a home with no down payment required—a major advantage that helps preserve savings. Additionally, you won’t be burdened with monthly PMI, which significantly lowers your overall housing costs compared to other loan types.
Flexible Credit and Income Requirements
VA Loans are designed to be accessible. They offer more lenient credit score and debt-to-income ratio requirements, making them an ideal option for veterans and military families transitioning back into civilian life. Whether you’re buying your first home or upgrading, our team is here to guide you every step of the way.
Experience the Equity Partners USA Advantage
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Access to over a dozen loan programs to fit every borrower profile
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Solutions for self-employed, investors, and non-traditional income earners
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Dedicated support from application to closing—no guesswork, just clarity
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Competitive interest rates with low fees and flexible qualification terms
Refinance Options for Existing VA Loans
Already have a VA Loan? You may be eligible for the Interest Rate Reduction Refinance Loan (IRRRL), which simplifies refinancing and often requires no appraisal or income verification. Equity Partners USA helps you quickly assess your options and secure lower monthly payments or better loan terms.
Why Choose Equity Partners USA
At Equity Partners USA, we’re more than just a mortgage company—we’re your dedicated financial partner. We understand that securing a home loan is one of the most important financial decisions you’ll make, and our mission is to make that experience as simple, transparent, and rewarding as possible. With a diverse range of loan programs, industry expertise, and a client-first approach, we provide personalized lending solutions that align with your goals.
We are known for
Personalized loan solutions tailored to each client’s financial profile
Exceptional service and hands-on guidance from start to finish
Fast, efficient processing with transparent communication
Flexible programs for self-employed, first-time buyers, and investors
"FAQs"
We offer a wide range of loan programs including Conventional, FHA, VA, USDA, Jumbo, DSCR, ITIN, Bank Statement, 1099, Profit & Loss, HELOC/HELOAN, and Fix & Flip loans. Whether you’re a first-time buyer, investor, or self-employed borrower, we have solutions tailored to your needs.
Our mortgage experts take the time to understand your financial goals, credit profile, and income situation. Based on that, we recommend the most suitable loan options and walk you through each step of the process with full transparency.
The required documents may vary by loan type, but generally include proof of income (W-2s, pay stubs, bank statements, or 1099s), tax returns, credit history, and identification. For self-employed borrowers, we may request business financials or a profit and loss statement.
Most of our loans close within 21 to 30 days, depending on the complexity of the file and how quickly we receive your documentation. We prioritize a smooth, timely closing and keep you informed throughout the entire process.
Yes! We specialize in helping self-employed borrowers and those with alternative income sources. We offer programs like Bank Statement Loans, 1099 Loans, and Profit & Loss qualifying options to make homeownership accessible—even without traditional pay stubs.
Built Around Your Goals, Backed by Expertise
At Equity Partners USA, we don’t believe in one-size-fits-all lending. Every loan we structure is thoughtfully crafted to match your goals, lifestyle, and financial strategy. Whether you’re buying your first home, growing your investment portfolio, or refinancing for better terms, our expert team is here to guide you with clarity, precision, and care.
